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Chart showing TSP Savings Plan account growth over time

TSP Thrift Savings Plan: Power Up Your Federal Retirement

As a federal employee, you have a powerful tool at your disposal to secure your financial future – the Thrift Savings Plan (TSP). This retirement savings plan offers a unique combination of savings and tax benefits, making it a top contender in your overall retirement planning strategy.
Why the TSP Account Should Be Your Top Retirement Priority
One of the biggest advantages of the TSP is the generous employer matching contribution. Unlike many private-sector plans, the government contributes between 50% and […]

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Strategies for Boosting Pension Benefits

Are you a federal employee who is looking forward to retiring soon? Do you want to make sure that you get the most out of your pension benefits? Do you want to learn some strategies and tips that can help you boost your pension benefits and secure your financial future?
If you answered yes to any of these questions, then you are in the right place. In this blog post, we will provide you with some strategies and tips that […]

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Happy retiree enjoying a relaxing beach vacation, thanks to a maximized Thrift Savings Plan (TSP).

Thrift Savings Plan (TSP): Maximize Your Retirement Savings

As a federal or postal employee, the Thrift Savings Plan (TSP) is your golden ticket to a secure retirement. But with so many options and considerations, navigating the TSP can feel overwhelming. Don’t worry, this guide will equip you with the knowledge and strategies to make the most of this powerful benefit.
Boost Your Savings and Leverage Matching Power
The key to a healthy TSP lies in consistent contributions. Aim for at least 15% of your salary, including both your contributions […]

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Choosing the Right Coverage for Your Needs

Do you have enough life insurance to protect your family and loved ones in case of your death? Do you know what types of life insurance are available to you as a federal employee, and how they work? Do you know how to choose the right coverage for your needs, and how to adjust it as your life changes?
If you answered no to any of these questions, then you need to read this blog post. In this blog post, […]

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Tips for Making the Most of Thrift Savings Plan Benefits

Do you want to save more for your retirement? Do you want to take advantage of the generous benefits that the federal government offers to its employees? Do you want to learn how to maximize your Thrift Savings Plan (TSP) contributions and returns?
If you answered yes to any of these questions, then you are in the right place. In this blog post, we will share with you some tips and best practices that can help you make the most […]

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Balancing Work and Well-being: Leveraging Annual Leave and Sick Leave for a Healthy Work-Life Integration

Do you feel stressed and overwhelmed by your work demands and responsibilities? Do you find it hard to balance your work and personal life, and to take care of your physical and mental health? Do you often neglect or postpone your annual leave and sick leave, and feel guilty or anxious about using them?
If you answered yes to any of these questions, then you are not alone. Many federal/postal employees face the same challenges and dilemmas as they try […]

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What Happens to Your Federal Benefits When You Die?

Death is a difficult and sensitive topic that many people avoid talking about. However, as a federal or postal employee or retiree, you need to be aware of what happens to your federal benefits when you die. You also need to plan ahead and make sure that your loved ones are taken care of and receive the benefits they are entitled to.
In this blog, we will explain the survivor and death benefits that are available to your spouse, children, […]

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How to Retire with Confidence and Peace of Mind

Retirement is a major life event that requires careful planning and preparation. It is also a time of uncertainty and anxiety for many federal and postal employees. You may have questions like:

How much money do I need to retire comfortably and securely?
How do I make the most of my retirement benefits and savings?
How do I avoid common retirement pitfalls and mistakes?
How do I cope with the emotional and psychological aspects of retirement?

If you are looking for answers to these […]

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How to Use Your FEGLI Basic Insurance as a Living Benefit

If you are a federal employee or retiree who is enrolled in the Federal Employees’ Group Life Insurance (FEGLI) program, you may be familiar with the benefits that your life insurance provides to your beneficiaries or survivors when you die. But did you know that you can also use your FEGLI Basic insurance as a living benefit if you are terminally ill?
A living benefit is a lump sum payment that you can receive from your FEGLI Basic insurance while […]

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How to Choose the Right TSP Beneficiary for Your Retirement Plan

As a federal employee, you have access to one of the best retirement savings plans in the country: the Thrift Savings Plan (TSP). The TSP allows you to save and invest your money in a tax-advantaged way, and to enjoy a steady and secure income in retirement. But have you thought about what will happen to your TSP account when you die? Have you decided who will inherit your TSP balance and how they will receive it? Have you […]

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