Are you a federal or postal employee wondering how to begin your retirement preparation journey? You’re not alone—and you don’t have to guess. This guide gives you clear, doable steps so you can feel confident as retirement approaches.
Why retirement preparation matters
Many people wait too long or follow general advice […]
Are you sure you’re getting the most from your federal employee benefits?
If you’re a federal or postal worker, you’ve got access to one of the strongest benefit packages in the country—but many employees miss out simply because no one ever explained the details. Let’s fix that right now.
This guide […]
Are You Ready for Your Required RMD?
If you’re a federal or postal employee nearing retirement, understanding your required RMD (Required Minimum Distribution) is critical. These are mandatory withdrawals the IRS makes you take from your retirement accounts. And missing them? It could cost you thousands in penalties.
What Is a […]
Inherited an IRA? Here’s What Federal and Postal Employees Need to Know About Taxes
If you’re a federal or postal employee who has inherited an IRA, you might be wondering: Is an inherited IRA taxable? The answer depends on several factors, including the type of IRA and your relationship to […]
Why Federal and Postal Employees Should Consider a Roth IRAAre you a federal or postal employee wondering how to make your retirement savings work harder? If you haven’t yet explored the advantage of Roth IRA, you might be missing out on one of the smartest tools to build a […]
Roth IRA Income Limitations: What Federal Employees Need to Know
Are you a federal or postal employee aiming to secure a comfortable retirement? Understanding Roth IRA income limitations is crucial to optimizing your savings strategy. Let’s break down what you need to know in a clear and straightforward manner.
What Is […]
Are you a federal or postal worker wondering if a SEP IRA could work alongside your TSP and FERS benefits? You’re not alone. Many hardworking employees just like you want to know how to stretch their retirement savings, save on taxes, and create extra streams of income. Let’s break […]
Want to Make a Difference? Here’s How You Can Through Charitable Giving
As a federal or postal employee, you have unique opportunities to support causes you care about. Charitable giving not only helps those in need but can also offer you valuable tax benefits. Let’s explore how you can give […]
Are you a federal or postal employee wondering how to make your retirement savings work smarter—not harder?Then this breakdown of SEP vs Roth IRA is exactly what you need. These two retirement plans offer big benefits—but in very different ways. Choosing the right one could save you thousands, and […]
Thinking About Tapping Into Your IRA Early?
If you’re a federal or postal employee considering an early withdrawal from your IRA, it’s crucial to understand the implications. While accessing your retirement funds might seem like a quick fix for immediate financial needs, it can lead to significant penalties and tax […]
