Employee Interest Archives - Page 2 of 7 - The Benefit Coordinators

This category is for those items of employee interest. Areas may range from benefits to hobbies, to health.

18 Aug

When To Apply for Social Security Benefits?

Are You a Federal or Postal Employee Wondering When to Apply for Social Security Benefits?
If you’ve spent your career serving the country through a federal agency or the U.S. Postal Service, planning for retirement isn’t just smart—it’s essential. For many retirees, the biggest question is: when should you apply […]

USPS worker reviewing SEP IRA rules with a federal benefits advisor.

11 Aug

SEP IRA Rules You Should Know

SEP IRA rules might not be the first thing that come to mind when you think about retirement—but if you’re a federal or postal employee with side income, they could make a big difference. While FERS and the Thrift Savings Plan (TSP) provide a strong base, they may not […]

Man reviewing documents about tax on inherited IRA accounts.

04 Aug

Tax on Inherited IRA: Essential Guide for Federal Employees

Have you recently inherited an IRA and are wondering about the tax implications? If you’re a federal or postal employee, understanding how the tax on inherited IRA accounts works is crucial. It helps you stay compliant with tax laws and avoid losing more money than necessary.
Let’s break this down […]

Couple reviewing social security for spouse documents at home

28 Jul

Social Security for Spouse Benefits Guide

As a federal or postal employee, understanding spouse-related Social Security benefits is critical. Many families are unaware that they could be eligible for thousands more in retirement income. With recent changes in the law, now is the perfect time to take a fresh look at what you and your […]

Senior couple reviewing papers about inherited IRA tax

21 Jul

Inherited IRA Tax Secrets Every Federal Employee Must Know!

Inherited IRA Tax Rules: What Federal Employees Must Know About Retirement
If you’re a federal or postal employee and you’ve recently come into an inherited IRA, you’re not alone in wondering what comes next. An inherited IRA can be a powerful financial asset, but it also comes with IRS regulations, […]

07 Jul

Maximum Social Security Contribution

As a federal or postal employee, have you ever wondered how much of your salary goes toward Social Security each year? Understanding your maximum Social Security contribution is essential for effective financial planning. Without knowing where your money is going, you could be missing out on opportunities to optimize […]

Happy senior couple reviewing documents about the age for drawing Social Security.

30 Jun

Best Age for Drawing Social Security: What You Must Know

Understanding Social Security Benefits
The age for drawing Social Security is a crucial decision for federal and postal employees planning for retirement. Social Security provides financial support based on your earnings and when you choose to claim benefits. Knowing how this integrates with your FERS annuity and Thrift Savings Plan […]

Health Insurance Benefits form representing PSHB program details.

26 Jun

FEGLI Insurance: What Federal Employees Must Know

Did you know that over 4 million federal and postal employees rely on FEGLI insurance for financial peace of mind? As the largest group life insurance program in the world, FEGLI (Federal Employees’ Group Life Insurance) offers essential coverage to help protect your loved ones. But do you know […]

Hands using a calculator and writing notes on financial documents related to the TSP C Fund.

23 Jun

TSP C Fund: The Secret to Bigger Federal Retirement Savings!

Understanding the TSP C Fund: A Smart Choice for Federal Employees
Are you a federal or postal employee looking to make the most of your retirement savings? The Thrift Savings Plan (TSP) C Fund could be the key to securing a financially comfortable future. Investing wisely in your TSP funds […]

Confused woman looking at her laptop, frustrated by federal pension myths.

19 Jun

Federal Pension Myths: Must-Know Facts for Employees!

Do you ever feel overwhelmed trying to figure out how your federal pension works? You’re not alone! Federal and postal employees often hear conflicting information about their retirement benefits. These federal pension myths can create confusion and even lead to costly mistakes. But don’t worry—we’re here to set the […]

ILaShanda H.

I called Melinda at the urgency of my co-worker who works with her.

She reviewed my new hire packet, explained all the working benefits I have. We talked about my future plans for retirement. She was easy to understand and talk with, no matter how many questions I asked. She ensured I understood how my benefits work, now and when I reach retirement age.

Florida

David H.

I had very little time to complete my retirement paperwork due to a medical condition that forced me to retire after 23 years. Melinda completed the retirement paperwork correctly and quickly which allowed me to retire ASAP.

She also discovered Thousands in TSP contributions unknown to me. I never contributed and did not know there were contributions on my behalf. That was a huge blessing and relief heading into retirement at 57 and not qualifying for the FERS Supplement.

Florida

A. Hunt

Melinda helped me understand the pension formula to determine, if taking a position, would be worth it. The opportunity required a move to Texas but offered $15k more a year in salary. Without her help, I might have missed a $600 per month difference in future pension amounts!

Florida

Mark C.

After being informed by your agent of the great options The Benefit Coordinators has to offer, I am in full agreement that the product I selected will serve my interests best and is very cost effective. Michael Vining was a tremendous help in molding my future plans.

New Jersey

Patricia S.

THANK YOU!! At first I was upset with the material that was presented to me, but you prevented me from making a HUGE financial mistake by retiring too early on an income that would not have been enough for my lifestyle needs.

New Jersey

Yi L.

He is very helpful to educate me to understand very clearly about my benefits. He is very knowledgeable to explain how changes will benefit me and be better for me personally for my future retirement income needs.

New Jersey

Chris B.

Michael Vining of The Benefit Coordinators was very knowledgeable and helpful, as well as patient with our questions and explaining all aspects to our satisfaction. His recommendation provides us with a more consistent understandable means to meet our future retirement needs.

New Jersey

Linda L.

On behalf of the federal managers Association (FMA) chapter 396, and FMA region 2, please accept our sincere thanks and appreciation were supporting the FMA Region 2 Conference on 5-6 September.

Your presentation, The Road to a Happy Retirement, was outstanding. By any measure you are a very effective speaker. The subject matter was extremely relevant to the attendees and provided them with very beneficial information and ideas that will undoubtedly put them on the right path to retirement.

Florida

Gene G.

I wanted to say thank you for your participation in our Regional Fall School.

Many of our Branch Presidents and Shop Stewards had the opportunity to meet with you and explore information on your supplemental retirement and short-term disability products.

Texas

Vera Joyce T.

It was a pleasure having The Benefit Coordinators give a presentation to our Union Members at one of our union meetings. They went over FEGLI, CSRS, FERS, and TSP and TSP and answered questions we had. They were also able to sit down with us individually and go over our individual situations. It is a good feeling to have a benefits trainer that we can contact for questions throughout our career and into retirement.

Virgin Islands

Kathy B.

On behalf of the NASS Georgia Field Office, I wanted to say thank you for the training on Federal Benefits. Having a relatively new federal staff, the information concerning what exact benefits are available to federal employees as well as those with more years in the years.

Offering the one-on-one personal consultation provided employees with an opportunity to pursue questions about their personal situation. It also provided an opportunity to discover how to coordinate and maximize their federal benefits, as well as identifying things that may be overlooked.

Georgia

Gary K.

Thanks to The Benefit Coordinators and John Sanders for the support of our Marines. The military benefits briefings, by your organization, have been right on target and expertly integrated. Our personnel report The Benefit Coordinators are both informative and knowledgeable in their military financial welfare.

Our Marines face complex challenges, and these keen insights are invaluable in preparing them for their future.

We appreciate your support and visits.

Oklahoma