Employee Interest Archives - The Benefit Coordinators

This category is for those items of employee interest. Areas may range from benefits to hobbies, to health.

Stressed woman reviewing documents on whether an inherited IRA is taxable.

29 Sep

Inherited IRA Taxes Are Draining Your Future

Inherited an IRA? Here’s What Federal and Postal Employees Need to Know About Taxes
If you’re a federal or postal employee who has inherited an IRA, you might be wondering: Is an inherited IRA taxable? The answer depends on several factors, including the type of IRA and your relationship to […]

Federal Employee reviewing documents about the advantage of Roth IRA.

22 Sep

Advantage of Roth IRA: Smart Retirement Move

Why Federal and Postal Employees Should Consider a Roth IRAAre you a federal or postal employee wondering how to make your retirement savings work harder? If you haven’t yet explored the advantage of Roth IRA, you might be missing out on one of the smartest tools to build a […]

Postal worker reviewing Roth IRA income limitations at home.

15 Sep

Roth IRA Income Limitations: Are You Earning Too Much to Save?

Roth IRA Income Limitations: What Federal Employees Need to Know
Are you a federal or postal employee aiming to secure a comfortable retirement? Understanding Roth IRA income limitations is crucial to optimizing your savings strategy. Let’s break down what you need to know in a clear and straightforward manner.
What Is […]

10 Sep

SEP IRA Rules Every Federal and Postal Worker Should Know

Are you a federal or postal worker wondering if a SEP IRA could work alongside your TSP and FERS benefits? You’re not alone. Many hardworking employees just like you want to know how to stretch their retirement savings, save on taxes, and create extra streams of income. Let’s break […]

Postal worker supporting a local charitable giving event.

08 Sep

Charitable Giving Made Easy

Want to Make a Difference? Here’s How You Can Through Charitable Giving
As a federal or postal employee, you have unique opportunities to support causes you care about. Charitable giving not only helps those in need but can also offer you valuable tax benefits. Let’s explore how you can give […]

USPS worker reviewing SEP IRA rules with a federal benefits advisor.

08 Sep

SEP vs Roth IRA: Which Retirement Plan Fits You Best?

Are you a federal or postal employee wondering how to make your retirement savings work smarter—not harder?Then this breakdown of SEP vs Roth IRA is exactly what you need. These two retirement plans offer big benefits—but in very different ways. Choosing the right one could save you thousands, and […]

Concerned postal worker reviewing IRA early withdrawal paperwork.

01 Sep

IRA Early Withdrawal: A Costly Mistake for Feds

Thinking About Tapping Into Your IRA Early?
If you’re a federal or postal employee considering an early withdrawal from your IRA, it’s crucial to understand the implications. While accessing your retirement funds might seem like a quick fix for immediate financial needs, it can lead to significant penalties and tax […]

Federal employee logging into their Social Security account online.

25 Aug

Social Security Account Might Be Draining Your Money

Are You a Federal or Postal Employee? Here’s Why Your Social Security Account Matters More Than Ever
If you’re a federal or postal worker, your Social Security account isn’t just another login—it’s your key to securing future benefits, avoiding delays, and staying informed about critical updates. With recent changes in […]

18 Aug

When To Apply for Social Security Benefits?

Are You a Federal or Postal Employee Wondering When to Apply for Social Security Benefits?
If you’ve spent your career serving the country through a federal agency or the U.S. Postal Service, planning for retirement isn’t just smart—it’s essential. For many retirees, the biggest question is: when should you apply […]

11 Aug

SEP IRA Rules You Should Know

SEP IRA rules might not be the first thing that come to mind when you think about retirement—but if you’re a federal or postal employee with side income, they could make a big difference. While FERS and the Thrift Savings Plan (TSP) provide a strong base, they may not […]

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ILaShanda H.

I called Melinda at the urgency of my co-worker who works with her.

She reviewed my new hire packet, explained all the working benefits I have. We talked about my future plans for retirement. She was easy to understand and talk with, no matter how many questions I asked. She ensured I understood how my benefits work, now and when I reach retirement age.

Florida

David H.

I had very little time to complete my retirement paperwork due to a medical condition that forced me to retire after 23 years. Melinda completed the retirement paperwork correctly and quickly which allowed me to retire ASAP.

She also discovered Thousands in TSP contributions unknown to me. I never contributed and did not know there were contributions on my behalf. That was a huge blessing and relief heading into retirement at 57 and not qualifying for the FERS Supplement.

Florida

A. Hunt

Melinda helped me understand the pension formula to determine, if taking a position, would be worth it. The opportunity required a move to Texas but offered $15k more a year in salary. Without her help, I might have missed a $600 per month difference in future pension amounts!

Florida

Mark C.

After being informed by your agent of the great options The Benefit Coordinators has to offer, I am in full agreement that the product I selected will serve my interests best and is very cost effective. Michael Vining was a tremendous help in molding my future plans.

New Jersey

Patricia S.

THANK YOU!! At first I was upset with the material that was presented to me, but you prevented me from making a HUGE financial mistake by retiring too early on an income that would not have been enough for my lifestyle needs.

New Jersey

Yi L.

He is very helpful to educate me to understand very clearly about my benefits. He is very knowledgeable to explain how changes will benefit me and be better for me personally for my future retirement income needs.

New Jersey

Chris B.

Michael Vining of The Benefit Coordinators was very knowledgeable and helpful, as well as patient with our questions and explaining all aspects to our satisfaction. His recommendation provides us with a more consistent understandable means to meet our future retirement needs.

New Jersey

Linda L.

On behalf of the federal managers Association (FMA) chapter 396, and FMA region 2, please accept our sincere thanks and appreciation were supporting the FMA Region 2 Conference on 5-6 September.

Your presentation, The Road to a Happy Retirement, was outstanding. By any measure you are a very effective speaker. The subject matter was extremely relevant to the attendees and provided them with very beneficial information and ideas that will undoubtedly put them on the right path to retirement.

Florida

Gene G.

I wanted to say thank you for your participation in our Regional Fall School.

Many of our Branch Presidents and Shop Stewards had the opportunity to meet with you and explore information on your supplemental retirement and short-term disability products.

Texas

Vera Joyce T.

It was a pleasure having The Benefit Coordinators give a presentation to our Union Members at one of our union meetings. They went over FEGLI, CSRS, FERS, and TSP and TSP and answered questions we had. They were also able to sit down with us individually and go over our individual situations. It is a good feeling to have a benefits trainer that we can contact for questions throughout our career and into retirement.

Virgin Islands

Kathy B.

On behalf of the NASS Georgia Field Office, I wanted to say thank you for the training on Federal Benefits. Having a relatively new federal staff, the information concerning what exact benefits are available to federal employees as well as those with more years in the years.

Offering the one-on-one personal consultation provided employees with an opportunity to pursue questions about their personal situation. It also provided an opportunity to discover how to coordinate and maximize their federal benefits, as well as identifying things that may be overlooked.

Georgia

Gary K.

Thanks to The Benefit Coordinators and John Sanders for the support of our Marines. The military benefits briefings, by your organization, have been right on target and expertly integrated. Our personnel report The Benefit Coordinators are both informative and knowledgeable in their military financial welfare.

Our Marines face complex challenges, and these keen insights are invaluable in preparing them for their future.

We appreciate your support and visits.

Oklahoma